Best Baccarat Online Casinos of 2023: Play For Real Money

Baccarat is one of the most popular casino games out there today. While it might not get the attention like the likes of roulette and blackjack do, it is a favorite among high rollers in particular. This guide looks at all of the ins and outs of playing baccarat online in this day and age.

Top 5 real money baccarat casinos

  • Slot Title
  • Pay Back
  • Key Features
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  • Option to change the speeds of baccarat
  • A couple of different live dealer baccarat options
  • Min Baccarat Bet: $1
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  • Easy to play baccarat
  • Live dealer baccarat allows bets up to $1,000
  • Min Baccarat Bet: $1
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Play With Up to $5,000 In Bonuses

  • Good betting limits for baccarat
  • Decent baccarat payouts
  • Min Baccarat Bet: $1
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Up to $12,500 Welcome Bonus

  • Betting limit of $1,000 for live baccarat
  • Free baccarat playing option
  • Min Baccarat Bet: $1
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Deposit bonus up to 350%

  • Very well-designed platform
  • Live dealer baccarat allows bets up to $2,500
  • Min Baccarat Bet: $1
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How we rate the best baccarat casinos

There are many great online casinos out there today that offer baccarat online to their players. While it is great having a lot of different choices on offer, this also poses some issues in terms of what one of these casinos you are going to sign up for. There are many different variables for you to look at. Here are some of those variables:

  • Number of baccarat onlinevariants
  • Selection of live dealer baccarat games
  • Welcome offer
  • Regular promotions
  • Payment methods on offer
  • Licensing and security
  • Ease of use of the platform
  • Mobile compatibility
  • Betting limits for baccarat online games

What to consider when choosing a baccarat online casino site

While you can look at all of the different variables that certain online casinos offer, you still need to be able to narrow down the list and find one that suits your needs the best. You should make a list of priorities that you have when it comes to an online offering.

You can then differentiate the different options by keeping this priority list at the front of your mind. Usually, you will start by looking at the selection of baccarat games and then the quality of the gameplay experience.

What is Baccarat

Baccarat is a card game that you will find at casinos across the world. There are two players battling against one another during a hand, the player and the banker. While there is no certainty about where and when the game originated, it is believed that the game had its beginnings during the 19th century, while others say that it was towards the close of the 15th century that it came to be. There are a number of different baccarat variants that are popular today, having their own specific rules that you need to consider.

A number of popular culture references to baccarat have been made over the years. Most notably perhaps is that baccarat is the preferred game of James Bond. There are a number of different movies where the British secret agent plays the game.

Types of Baccarat

There are a few different types of baccarat online that are popular today among casino goers. These have their own specific rules that need to be considered before you play them, as well as having different odds. Here are some of the most popular types of baccarat:

Punto Banco

Punto Blanco

This is the most common type of baccarat that you will come across in North America. This sees the casino always being the bank and the normal rules of baccarat are in place.

Chemin de Fer

Chemin de Fer baccaratThis type of baccarat is more commonly seen if you are playing in Europe. There are a few main differences when you compare it to American baccarat. The main difference is that in this variant, the player becomes the dealer. The banker role will rotate among the players. One of the other major differences is that a player can take another hand or stand if their hands is totaling five.

Baccarat en Banque

Baccarat en BanqueThis is another popular baccarat variant that is found in Europe. Normally there are three decks of cards in play and the banker will be that player who is happy to take on the most risk. The specific drawing rules can differ depending on where you are playing this baccarat variant.

Super Pan 9

Super Pan 9 baccaratThis is another type of baccarat that you will see played in North America. There are only 36 cards used, being the face cards, as well as A, 2, 3, 4, 5, 6. The player and banker gets dealt three cards in the beginning and can draw an additional card if they want in order to get closer to nine.

Three Card Baccarat

This is a very popular baccarat variant that is seen in Asia and Macau particularly. A single deck is used and the rules vary significantly from the standard type of baccarat. Three cards are given to the banker and the player. The highest hand you can get is having three face cards.

Baccarat rules

The rules of baccarat will differ depending on what type of variant you are playing. However, there are some basic rules that stand true for most variants that are needed when you are learning the basics of the game.

  • No matter how many people are playing in a given game of baccarat, there are two hands dealt. One goes to the banker and the other to the player. Any of the gamblers are able to bet on either of these hands, except if a player is holding the shoe in a full game as they either need to bet on the banker or pass the shoe.
  • The player that has the shoe will slide a single card out and place it face down to the dealer standing up. Who will then give the card to whatever person has the largest player bet. The next card is the banker’s first card and will go next to the shoe. Another player card is then dealt followed by the next banker card. The dealer then asks for the player hand, with the bettor with the highest wager getting to look at the cards first of all before giving them to the dealer.
  • These cards are turned up and the total points are announced. The shoe holder can then look at the hand of the banker and give them to the dealer. If a draw is needed for the player, the dealer says “card for the player”. The player will get the card, look at it before giving it to the dealer to place it face up on the table. If the banker needs a card, “card for the bank will be said.
  • While this time consuming process is in place when larger bets are being placed, for smaller games the dealer is going to be playing both hands and this speeds up the entire process such as with mini baccarat.
  • The goal is to have a wager on the hand total that ends up being closer to nine points in total. All of the face cards and tens will be worth zero points, with each of the other cards being the same face value, and an ace is worth a single point. If the cards total more than 10, the second digit is going to be the hand’s value. For example, a 8 and a 5 totaling 13, meaning that the value of the hand is 3.
  • For the banker, the rules are a bit different. The banker will stand if they have a 7, 8, 9 and there will be a draw for 0, 1 or 2. However, then the total will depend on what third card the player has gotten. A 3 will be hit by the banker unless the third card of the player is an 8. A 4 is hit except when the player’s third card is 1, 8, 9, 10. A 5 is hit if the third card of the player is 4, 5, 6, 7 and a 6 is hit if the third card is a 6 or 7.

Baccarat odds

The odds for different outcomes during a game of baccarat online will depend on what variant you are playing. It usually comes down to how many decks are being used in the game.

Generally, if a player hand is a winner, this will payout at 5/4 your bet. If the banker’s hand wins there will be a 6/5 payout and if there is a tie, this will often payout about 8/1 or 9/1. If the player hand wins, this will payout at 100% the odds, but if the banker hand is the winner, the house will normally payout about 95% of the odds due to the commission that is taken by the casino.

Baccarat strategy

Just like most types of casino games, there is an edge built into baccarat online to ensure that the outcomes on average will favor the house. However, this doesn’t mean that you can implement different strategies in order to try to get more of an edge over time and potentially be profitable when playing baccarat online.

Baccarat Strategy


As soon as your bet has been placed either on a tie, the banker’s hand winning or the player’s hand winning, then you have no further control over the outcome of the round. This is why the strategies are going to be somewhat limited for you.

The house edge for the player hand is 1.24%, 1.06% for the banker’s hand and it is 14.36% for a tie. Naturally, the lowest house edge is for the banker’s hand winning, so this could be a simple strategy to follow, only betting on the banker’s hand to minimize the edge as much as possible.

Some people like to try to count cards when it comes to playing baccarat. This means tracking what cards have already been dealt so you can have an idea of possibly what cards are more likely to come next.

While the baccarat table is largely a game of luck, there are ways to maximize your experience by employing proper money management. This means keeping your bets within check and not chasing losses by making bigger bets. Some people will only increase the size of their bets after they have won and keeping the same bet size if they are losing.

People also try to walk away when they are winning, so many people set a target of how much they will win before they walk away. The same goes for how much they are willing to lose in a single session before they walk away. Whatever the case may be, online baccarat online is an exciting game that is enjoyable to play if you are playing with money that you can afford to lose.

Best 10 baccarat online casinos in 2023

CasinosMin Baccarat BetMax Baccarat BetBaccarat gamesLive dealer gamesVisit Site
BoVegas Casino$1$2501YesPlay Now
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El Royale Casino$1$5001YesPlay Now
Cafe Casino$1$5002YesPlay Now
777casino$1$1,0001YesPlay Now
Betway Casino$10$1,0002YesPlay Now
Mansion Casino$1$5001YesPlay Now
Casumo Casino$1$1,0004YesPlay Now
32Red Casino$5$5002YesPlay Now

Play Other Real Money Casino Games at the Top Rated Casinos

Check out what other popular games online casino have to offer. Each page also brings you a comprehensive ‘how to’ win guide.

Bottom line

As you can see, baccarat is a game that is simple on the surface but it has some subtle nuances that need to be considered. You have plenty of great baccarat casinos to choose from if you are looking to play baccarat, with some great welcome bonus offers that come along with signing up for one or more of these sportsbooks.


What are the probabilities for the different potential outcomes of playing baccarat?

For a standard game of baccarat where eight decks of cards are being used, the probability of the player hand being the winner is 44.62%, with the probability for the banker hand winning is 45.85%. The probability of a tie happening is 9.53%. Therefore, the bet with the best probability of winning is the banker hand.

How much commission does a casino charge for baccarat?

If you bet on the player hand and it is a winner, this means that you are going to get paid out 100% of your bet. However, if the banker hand wins, there is commission charged, with the payout usually being about 95%. You should check what this commission is for the given online casino that you are using.

How does the edge with baccarat compare to other casino games?

You are looking at a house edge of a bit more than 1% for betting no one of the two hands in baccarat. This is lower than most games you will come across, with the likes of single zero roulette having a 2.5% edge and blackjack, casino poker and slots having worst probabilities also.

What are the best online casino promotions for playing baccarat?

Usually, normal bonus funds will be the type of promotion you will be using when playing baccarat. Do read the terms and conditions of an offer to see if the bonus funds on baccarat can contribute to the wagering requirements for the offer.

What is the best type of baccarat?

There is no single answer to this question. You should try out all of the different variants to see what one is the best fit possible for your needs. Some may fit your eye better than others.

About Andrew O'Malley

Alex has been writing about the gambling industry for more than five years, covering everything from sports betting to casinos and poker. With the sector constantly evolving, he loves nothing better than staying up to date with the latest movers and shakers in the space.